MCA Lawsuit Defense
Defend against MCA funder lawsuits, vacate confessions of judgment, challenge unlawful collection actions.
ADMITTED TO THE NEW YORK STATE BAR · REPRESENTING CLIENTS NATIONWIDE IN NY STATE COURTS
MCA Defense Attorney for Business Owners Facing Lawsuits
If you're a business owner facing a merchant cash advance lawsuit, defaulted MCA agreement, daily ACH debits, frozen bank account, personal guarantee issue, confession of judgment, or aggressive collections, Robert B. Harmon, Esq. can help. With more than 40 years of law experience and 10+ years focused on MCA defense, Robert represents clients nationwide in New York State courts.
✓ Free 30-Minute Consultation · By Appointment Only · Representing Clients Nationwide in NY State Courts
Are You a Business Owner Facing These MCA Problems?
Merchant cash advance funders use aggressive tactics that can destroy your business. If you're experiencing any of the following, you need legal help immediately:
Being sued by an MCA funder for default
Daily or weekly ACH debits draining your business account
Bank account frozen or levied by the funder
Confession of judgment filed against you
Personal guarantee being enforced
Aggressive collection calls and pressure from the funder
MCA agreement you don't understand or that seems predatory
Business debt you need to renegotiate or settle
Don't ignore the lawsuit. Don't wait until your account is completely frozen. You may have legal defenses, and it's never too late to get help. Robert helps business owners both before and after lawsuits happen.
Submit Your Case for Free ReviewMerchant Cash Advance Defense Services
Robert B. Harmon, Esq. represents business owners in all aspects of MCA defense. He reviews your agreement, identifies legal defenses, negotiates with funders, and defends you in lawsuits. Transparent billing. Representing clients nationwide in New York State courts.
MCA Contract Review
Review your MCA agreement before or after signing, identify usury violations, predatory terms, and legal weaknesses.
MCA Debt Settlement
Negotiate reduced settlements with MCA funders, lower payment obligations, resolve default situations.
Debt Renegotiation
Renegotiate MCA terms, restructure payment plans, reduce daily/weekly ACH debits.
Bank Freeze / Levy Defense
Challenge improper bank account freezes, remove levies, protect business cash flow.
Aggressive Collections Defense
Stop unlawful collection tactics, enforced personal guarantees, and funder pressure.
About Robert B. Harmon, Esq.
Robert B. Harmon, Esq.
MCA Defense Attorney · New York State Bar
Robert represents business owners facing merchant cash advance lawsuits, aggressive collections, and business debt challenges. With more than 40 years of law practice and 10+ years focused on MCA defense, Robert provides practical legal help for clients nationwide in New York State courts.
Transparent billing. Works remotely by phone and teleconference, and looks out for the best interest of the client.
How Robert Helps You
Submit Your Case
Fill out the form below with your situation. Include your MCA agreement, lawsuit documents, and details about what's happening.
Robert Reviews
Robert reviews your documents and situation to understand your case and identify potential legal defenses.
Free Consultation
Robert contacts you for a free 30-minute consultation to discuss your situation and options.
Legal Strategy
If retained, Robert develops a legal strategy to defend, negotiate, settle, or review your documents — whatever your case needs.
Common Questions About MCA Defense
Don't ignore the lawsuit. Contact Robert immediately at 1-914-265-2120. You likely have legal defenses, and Robert can defend you in court, negotiate a settlement, or vacate judgments. It's never too late to get help.
In some cases, funders try to freeze or levy bank accounts after legal action or judgment. Robert can review the documents and discuss possible defenses or challenges.
Yes. Robert helps business owners both before and after default, including negotiating with funders and defending lawsuits.
Yes. Contract review, debt renegotiation, and early legal strategy can help reduce risk before litigation begins.
Robert is licensed in New York State and represents clients nationwide in New York State courts. Consultations may be conducted by phone or teleconference.
MCA agreements are often presented as purchases of receivables rather than loans, but the details of the agreement and how it operates matter. Robert can review the agreement for legal issues.
Often, yes. Depending on the situation, funders may negotiate reduced balances, payment plans, or settlements.
Upload your MCA agreement, lawsuit papers, confession of judgment documents, notices, bank freeze paperwork, and any communications from the funder or collector.
No. Submitting the form does not create an attorney-client relationship. Do not send confidential information until an attorney-client relationship has been formally established.
No. Prior results do not guarantee a similar outcome, and no results are guaranteed.
Submit Your Case for Free Review
Fill out the form below to submit your case for Robert's review. Robert will contact you for a free 30-minute consultation to discuss your situation and options.